John Yerhot - Weblog » Debt http://www.johnyerhot.com im in ur computrz makin castz Tue, 29 Jun 2010 04:32:50 +0000 http://wordpress.org/?v=2.8.5 en hourly 1 Lowing Credit Card Interest Rates… http://www.johnyerhot.com/2008/01/08/lowing-credit-card-interest-rates/ http://www.johnyerhot.com/2008/01/08/lowing-credit-card-interest-rates/#comments Wed, 09 Jan 2008 02:12:57 +0000 John http://www.johnyerhot.com/2008/01/08/lowing-credit-card-interest-rates/ I don’t know why I haven’t done this sooner, but I called up the four credit cards I have and flat out asked them if I could get a lower rate. Ya know what? Most did.

Breakdown:

Chase Visa – Down 5%!
Dell Credit – Down 6%!
Best Buy - No Go, they said they only have their INSANE 22% interest rate. Good thing I’ve only got about $25 on it.
BillMeLater - No go, not quite as bad as Best (Worst) Buy’s 22% but still, 19.99% fixed is still crazy. Even me threatening to cancel the card did no good. Like Worst Buy, they said they only offer ONE rate…

So, I lowered my interest rates an average of 3% each. May not seem like a lot, but in the long run it will add up on my quest to rid myself of debt.

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